|
Insured
Persons or Policyholder |
Policyholder
(MM Adventure Services)
|
Maximum
Protection, Minimum Worries |
When
you're out on the road, you'll want nothing but peace to your
destination. This Plan offers you a comprehensive domestic coverage
plan for you and your family. Be it for business or leisure, with
the benefits and services, the plan (TravelOn) has got you covered.
|
Description
of Core Benefits |
TravelOn
(the Plan), gives you total coverage and special benefits.
Everything is covered to ensure that you have no worries when you
and your family are out on the road.
|
COVERED
- Accidental Death and Disablement |
Up
to MYR50,000.00 sum insured for accidental death and disablement.
24-hours
nationwide coverage.
|
COVERED
- Medical Reimbursement |
Covers
medical expenses and services of physician, surgery, ambulance,
medication and hospitalization due to accident.
Up
to MYR20,000.00 reimbursement
|
COVERED
- Evacuation and Repatriation |
Organize
emergency medical transport to the nearest medical facility or home
if you are fit to leave the hospital.
Up
to MYR10,000.00 reimbursement
|
COVERED
- Common Conveyance Delay |
Applies
to planes, trains, express buses, ferries, and cruise ships for a
maximum of 30 hours.
Up
to MYR1,000.00 reimbursement (MYR200.00 for every 6 hours)
|
COVERED
- Trip Cancellation |
This
is the only benefit that will be valid from the date of purchase
until the time of departure.
If
you need to cancel your trip due to serious illness, injury or death
to you or immediate family member (s) or damage to residence due to
natural disasters.
You
will be compensated for any irrecoverable losses related to the trip
for up to MYR1,000.00 reimbursement.
|
COVERED
- Lost or Damage or Delay of Baggage and Personal Effects |
Baggage
or personal effects are delayed for more then 6 hours (by flight
only).
Your
luggage and personal effects contained within are also covered
against loss or damage.
Up
to MYR1,000.00 reimbursement.
Your
Coverage at a Glance
|
Benefits |
Maximum
Amount |
|
Accidental
Death & Disablement |
MYR 50,000 |
|
Medical
Reimbursement |
MYR 20,000 |
|
Evacuation
& Repatriation Services |
MYR
10,000 |
|
Common
Conveyance Delay |
MYR
1,000 |
|
Trip
Cancellation |
MYR
1,000 |
|
Lost
or Damage or Delay of Baggage and Personal Effects |
MYR
1,000 |
|
Special
Features
Scuba
Diving is included without extra premium
Age
limit up to 80 years.
Travel
within Malaysia Only
Maximum
period of covers is up to 20 days.
General
Exclusions
Insurance
provider (AIG) will not pay under any section of this policy for loss
or liability directly or Indirectly arising as a result of:
Any
injuries or sickness contracted 90 days prior to the Insurance
effective date, acts of war, participation in illegal acts,
professional sports, action sports such as Hang-Gliding,
Parachuting, Gliding, Bungee-Jumping, pregnancy or childbirth,
suicide or self-Inflicted Injury, Aids, mental and nervous disorder,
active military and naval service, flight crew (except as passenger)
Claim
Procedures
To
ensure prompt processing of your claim, please submit a completed
claim form along with the original copy of your Insurance Certificate
and all supporting documents. Please retain a copy for your own
records.
Important
Note
You
can only be covered under only one policy for the same trip.
No
extension to period of Insurance is allowed
No
refund of premium once the policy has been issued.
This
brochure is not a contract of Insurance. All benefits and exclusions
are briefly outlined here. For complete details please refer to the
Certificate of Insurance.
